While we understand that having health insurance can be important when you have medical issues and expenses, many insurance companies do not pay for couples counseling because they do not see relationship conflicts as a medical problem.
We agree that relationship issues are not medical problems. However, you might find therapist that are willing to take your medical insurance for counseling.
Using medical insurance for counseling has a few risks involved to you though. Look, in order to use your medical insurance, you (or your spouse, son or daughter) must be given a mental disorder diagnosis which will now be listed on your medical records. This may cause problems for you later when you might be asked “have you ever been diagnosed with a mental illness?” when applying for health insurance, life insurance, or on a job application.
We want to help you and your relationships; not possibly cause you problems later due to a diagnosis on your records. This is why we do not take health insurance as reimbursement.